Sr. Officer/Assistant Manager (Credit Risk Management Department)
Full time @Peoples Leasing and Financial Services Limited posted 2 weeks ago in Business & Financial Operations Shortlist Email JobJob Detail
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Job ID 26391
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Career Level Sr. Officer
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Experience 5-6 Years
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Min. Qualification Master’s Degree
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Gender Any
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Industry Experience Leasing
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Candidate Age At most 40 years
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No. of Vacancy 1
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Job Location Dhaka Division
Job Description
Education
- Master of Business Administration (MBA)
- Master of Commerce (MCom)
- Masters
- MBA/ M.Com/Masters (Accounting, Finance, Management, Marketing or any other relevant subjects) from any reputed University with good academic result.
Experience
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- 5 to 7 years
- The applicants should have experience in the following business area(s): Leasing
Additional Requirements
- Age At most 40 years
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Strong command over MS Excel, Word, PowerPoint, financial modeling, and data analysis.
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Excellent English writing skills for credit proposals, reports, and assessments.
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Typing proficiency in Bangla using both Avro and Bijoy software with good typing speed.
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High level of integrity, accuracy, and professional discipline.
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Should have competency on computer based accounting system.
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Capable of multitasking with strong communication and presentation skills
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Effective communication, negotiation, and presentation skills.
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Self motivated/proactive and problem-solving skills.
Responsibilities & Context
People’s Leasing and Financial Services Limited (PLFS) is a Finance Company regulated by Bangladesh Bank. To meet the company’s present need we are looking for experienced, energetic, result oriented and self motivated candidate to serve the company
Job Description / Responsibility
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Review and prepare credit proposals, including Home Loans, Auto Loans, SME Loans in line with product program guidelines and credit policy, Bangladesh Bank circulars, AML & KYC standards.
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Analysis and prepare of the credit proposal (Renewal/Reschedule/Restructure/Settlement/Write-off) through assessment of different risks factors like financial risk, business/industry risk, management risk, security risk, relationship risk, marketing risk etc.
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Visit new and existing clients to assess the credit worthiness, operational and financial performance of individual businesses as and when required and prepare visit reports.
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Prepare and accurate submission of credit memos/proposals to Credit committee/Executive Committee/Board for necessary approval.
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Prepare sanction letters, office notes, and decision memos. Keep accurate MIS for all proposals processed.
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Stay updated with Bangladesh Bank circulars and implement necessary changes in internal processing guidelines as required.
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Provide full support during internal or regulatory audits, ensuring all records are in compliance and accessible.
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Collaborate with Credit Admin, and Relationship Managers to streamline and expedite loan processing and approval.
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All other related jobs as and when required for smooth operation of the Department assigned by the line management.
Skills & Expertise
Compensation & Other Benefits
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Mobile bill, Insurance, LFA
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Salary Review: Yearly
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Festival Bonus: 2
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Boishakhi Bonus: 1
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